620 is the cut off. (nothing lower is acceptable)
However, something north of 650 will get you less hassle and north of 750 will get you the best deals.
MV Mobile Home Sales & Financing Corp. 508-802-0915 http://www.yellowbook.com/profile/mv-mobile-home-sales-and-financing_1852341796.html
Duration : 0:0:36
http://www.MortgageCaptain.com/usda – Patrick Arena Explains the USDA Rural Development 100% Home Mortgage Financing that is available in many towns across the United States. This is currently one of only two loans that allows no down payment.
Duration : 0:2:23
more images and info at http://www.StarHomeUSA.com
Super nice manufactured home – in one of our best communities. 1.7 miles to Super Wal-Mart, Lowe’s, all the shopping and Hotels – this location couldn’t be better.
14×60 manufactured home, 2 large brs, big bath, – end of the street – end lot with huge yard for flowers, garden, easy in and out, etc.
Arrowhead Ranch offers Pro Volleyball, tetherball – for kids of all ages 
, BBQ grill, picnic table, fire pit, horseshoes, 3 plank-horse fence, soda machine, 24 hr lighting, Community living, etc – I could go on and on. Arrowhead Ranch is a must-see Community and this is a nice, affordable home.
Duration : 0:4:10
CEM Commercial, a division of CEMLending.com, interviews one of their capital sources which will lend up to 97% LTV on commercial properties.
Duration : 0:1:42
By Owner, 1856 E. Brookdale st. Mesa
* 3 bedrooms *2 bath *1,364 sq ft
+ Large kitchen w/lots of cabinets.
+ Xtra large living room with wood flooring.
+ Freshly updated bathrooms.
+ Wood and tile flooring throughout.
+ Crown moldings + French doors.
+ Den with fireplace opens to backyard.
+ Laundry room.
+ 2 carport.
+ Large multi-purpose building-great for playhouse, workshop, storage, etc.
+ Patio w/ flagstone deck + fountain surrounded by lush greenery.
+ Automatic sprinkler + drip system.
+ Large beautiful landscaped lot in quiet neighborhood, bordering the canal. 7,375 sq ft.
+ Great location withing distance to groceries, restaurants, banks, churches, park, etc.
+ Owner occupied neighborhood in best school districk in Mesa.
$ 199k or best offer.
Duration : 0:9:29
http://www.complaintsboard.com/complaints/homecomings-financial-c4149.html
HOMECOMINGS FINANCIAL MORTGAGE A GMAC COMPANY WORST BANK EVER! DO NOT MAKE BUSINESS WITH THEM! THEY HAD KICKED OUT THOUSANDS OF PEOPLE OUT THEIR HOMES INSTEAD OF MODIFY THEIR LOANS! THEY DON’T CARE ABOUT THEIR CUSTOMERS!
READ THEIR COMPANY COMPLAINTS AT
http://www.complaintsboard.com/complaints/homecomings-financial-c4149.html
JPMorgan Chase (JPM) said Friday that it is expanding its program to modify mortgages to try to avoid foreclosures on up to $70 billion in loans.
The loan-modification program will also be offered to customers with loans held by Washington Mutual and EMC. JPMorgan acquired Washington Mutual last month after the bank became the largest in the nation’s history to fail. EMC was a mortgage unit of Bear Stearns, which JPMorgan acquired in February.
The modification program applies only to owner-occupied properties with mortgages owned by JPMorgan, Washington Mutual or EMC, with investor approval.
The program will include opening 24 regional counseling centers, hiring of 300 more loan counselors, new financing alternatives, reaching out to borrowers with pre-qualified modification terms and a new process to independently review each loan before it is moved into foreclosure.
Chase says the changes are expected to be implemented within 90 days, and until the changes are made, it will not put any loans into foreclosure.
Duration : 0:1:24
http://realestatemarketingthisweek.com/first-time-home-buyer/first-time-home-buyers-beware-home-sales-double-in-last-year/ – First Time Home Buyer’s Beware, Home sales double in last year –
Part 5 – So we are back in studio today with Dan Havey. Dan and I have known each other for many years and we have worked very close over the years in real estate. Dan and I are not necessarily 100% in agreement with where the market is today and whether we are at the bottom or not. I tend to believe that we are. Let me tell you my thinking on this.
Dan uses actual facts and figures to make his prognostications. Heres what I know, I know that Fannie Mae and Freddie Mac have put a moratorium on foreclosures. What that means is that they are slowing the supply of repos. What that means is that they are putting fewer homes on the market, which means the supply has been reduced to a 9 month supply of resale homes on the market. The builders are gearing up, getting ready to start building again, but they are not building again just yet. Thats a great indicator.
Interest rates couldnt be better. They havent been better than they are now, so not only can you buy a house at the same price you would have paid for that house in 2002, but you are going to get a significantly lower interest rate then it would have been then. Effectively a house today is going to cost you less than it would in 2002, with the interest rate and the home value being what they were. Now if property values do continue to increase and the average rate of 4%, your internal rate of return on your investment will increase exponentially.
One of the things that Dan Havey did say, and I kind of think you need to pound on this a couple of more times is this, you dont buy a house for you and your family as an investment, you buy a house because you want to live there, because you want to raise your family there, because its right for you. The investment part of it will come in time on its own. For now owning a home, owning that dirt, raising your family, making your new memories, is the best thing in our opinion that you can do.
Dan, why dont you take a minute and talk about the year over year numbers that you have. Well, there is a number of things I agree with you on Michael and one of the things I was really surprised by when I started looking at the numbers the other day is that since June of 2008, so 7 or 8 months ago, since then, year over year sales actually increased and in many cases have doubled. So lets just say for a specific example if there were 5,000 sales in Maricopa County in June of 2008 that would mean that there were 2,500 a year earlier, and so anytime you see an increase in sales year over year and especially when you see this big of an increase, 100% increase year over year for most all of the last 8 months, that is a huge indicator that the market is starting to recover. Now there are other factors as Michael said, the builders are not quite building yet, but I like the fact that there is the moratorium in many cases now on the foreclosures going through, and with the Mortgage Bailout Bill that came out today part of it was $75 Billion that they were going to throw at Fannie Mae, Freddie Mac, and all of the other lenders who received TARP funds to help modify loans.
One of the requirements is if the lender, Fannie, Freddie, or the servicer is working with the home owner they have to stop the foreclosure process, so hopefully what this is going to do is over the next six months its going to help out millions of people. I am not quite sure how they are going to get all of these loans done, there are an awful lot of people that need to have their loans modified, but even if they can just help some of these people to delay the foreclosure sale, help these people get their loans modified.
First off it is going to help keep people in their homes but the biggest thing from the standpoint of property values and first time home buyers is that its going to start taking some of that supply off the market there are going to be less repos out there for people to buy and because of that property values are going to begin to stabilize and quit dropping… http://realestatemarketingthisweek.com
Duration : 0:5:43
Seller Finance Home Available Richardson Texas Easy Qualifying
Manufactured Home Financing & Refinancing