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http://realestatemarketingthisweek.com/short-sales/in-a-short-sale-make-sure-you-hire-an-expert-negotiator-who-is-a-full-time-real-estate-agent/ – In a Short Sale make sure you hire an expert negotiator who is a full time real estate agent –

Part 5 – If you’re in trouble and you think you want or need to do a loan modification, we work with a national network of attorneys that are here to help your situation, and this show were talking about short sales because a loan modification is not for everyone. A short sale is a great alternative to a loan modification, the reality is if you can do a refinance that is more than likely the best case scenario, if you cant a loan modification is a great tool, the reality the retainer for the law firm is less than a refinance, but if those arent the options for you, you need to call Jeri and Kalyn here and they are the short sale experts.

Kalyn in the last segment we talked about where people should start the process and the reality of it is youre saying they should start now, right? They should start it now we dont care at this point whether you have a foreclosure date already or if you dont or if you know you need more information about this you need to call us today. Were happy to come over and give you a free consultation, no obligation we will just sit down with you and review your full situation and we will be frank with you and we will be honest and we will help you make the right choice for your financial future. Relieving you of pain or debt or whatever you have going on were the experts and we want you to call us.

Nobody wants to hear false truths or false promises its so easy for people who right now are facing foreclosure, for any number of reasons, its easy for them to bite onto anything that sounds like what they want to hear. The reality of it is they need to hear the truth as harsh as it is and youre going to tell them the truth, and that is your job, youre not going to tell them anything that they dont want to hear. Nobody wins in that case.

If we dont know that we can close it we will not even take it, we will be honest with you. That is so important, again talking to, because every single day I do talk to people who call in from the show and we talk about this, the reality of it is it is not going to do anybody any good if it doesnt work out, or we dont know if its going to work out, or we dont have a really good idea that its going to work out on their behalf, and in the case of a short sale as well as a loan modification this has to be a win-win.

The homeowner that is in this situation they need out and a short sale may be the right option. The lender sure as heck does not want the house back even if they are required to take a loss its a significantly better option for the lender then a foreclosure. Going back to a few minutes ago when you said youre making these calls to India and everything else, I had the opportunity last week to teach a contract writing course at Paradise Valley College, Lynn Phelps the Phd there at Paradise Valley Community College allowed me to teach this finance class and there were several people who were getting their real estate license. Most of the people in the class were thinking that real estate was an 8-5 job.

No, Not even close. I thought it was going to be glamorous. I love it, I do love it but its more of a life choice. Its a lifestyle, I remember when Kalyn was first coming on my team and that is one of the things that is most important to me is that the agents on my team understand real estate is not a career as much as its a life. It really is, you work when other people dont work and you work when they work.

That makes perfect sense and its not the 9-5 job that it might have been in the middle of 2006, and maybe your job isnt very fun in the beginning of September in the middle of the day on Sunday, probably a little hot and sticky out there but now Kalyn you have been in real estate now for about 9 years.

Youre the team leader for the Dream Vesting group and a certified negotiator is that correct. Yes. And you Jeri as well have been in real estate for 9 years. Yes, almost nine years. I am an associate broker so I am excited about that, I took the class almost two years ago and finally decided to take the test and take the plunge.

Well good and that is a great accomplishment and you also have extensive experience in property management is that correct? Not property management, property sales management. I actually ran three different condo projects back in 2006 when it was fun to be a real estate agent. I helped actually with the acquisition of the properties, the development and then the sales, and then ran the sales teams and I ran three real estate offices as well. Very nice so the condo conversions are what you’re talking about back in 2006 in the day right? Yes… http://realestatemarketingthisweek.com

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Though the President has signed and approved additional funding for the USDA Rural Home Loan Guarantee program (now self funded), when will the USDA offices begin accepting and processing loans at the new 3.5% up front fee? My lender will not begin processing my loan until the USDA has updated their system.

At this point it looks like next January

Part 2: Norma Morales is the Branch Manager for Countrywide Home Loans and a Business Coach for the Mike Ferry Organization. In this quick seminar, she discusses what it takes to massively explode your business to the Next Level.

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http://www.youtube.com/watch?v=283_vaYVwmo DID ALEX SINK CUT 8,000 FLORIDA BANK JOBS? PLEASE NOTE THAT THE BANKING EXCESSES HAVE CRASHED THE ECONOMY. WRECKING THE BANKS AND HOME LOANS BY DEMOCRATS Corrine Brown, Harry Reid, Laura Richardson, Chris Dodd, Harry Reid. – Corrine Brown – From Wikipedia, the free encyclopedia –
A few weeks after (Corrine Brown) becoming a member of the U.S. House in 1993, the Federal Elections Commission began investigating Corrine Brown.

Rep. Corrine Brown’s former campaign treasurer quit and said Corrine Brown had neglected to take action against an aide who had committed forgery, forging the treasurer’s signature on Corrine Brown’s financial documents.

The staffer alleged to have forged the treasurer’s signature stayed with Brown and as of 1998 was her chief of staff.[10] In 1996, there was another investigation concerning charges that Brown improperly received and spent a $10,000 check from a secret account used for money laundering by National Baptist Convention leader Henry Lyons.[5] Brown admitted receiving the check but denied she had used the money improperly.[5] She was accused of not reporting the check or reporting who she received the money from. Brown said that she had taken the check and converted it into another check made out to Pameron Bus Tours to pay for transportation to a rally she organized in Tallahassee. She said that she didn’t have to report the money because the rally was to protest the reorganization of her district lines, and she did not use it for herself.[5] If the $10,000 gift had been reported, it would have exceeded the $1,000 individual donation limit.[5]

Corrine Brown had had previous dealings with Lyons; in 1992, her campaign paid $5,000, allegedly for a computer, to a company owned by Lyons. The company had shut down six years earlier.[10] Her office once arranged for Lyons to buy several airline tickets at the government discount rate.[10] Under Congressional rules, only members of Congress and their staffers are allowed to take this rate.[10]

On February 25, 2004 Corrine Brown referred to the George W. Bush administration as a “racist” “bunch of white men” in a meeting with senior State Department officials and members of Congress.[12] Assistant Secretary of State Roger Noriega, a Mexican American, said that he deeply resented “being called a racist and branded a white man.”

Corrine Brown replied to Noriega and Cuban-American Representative Lincoln Diaz-Balart that “you all look alike to me”.[citation needed]

Corrine Brown later apologized for her statements, but still contends that President Bush’s involvement in the 2004 Haiti Rebellion was racist.[citation needed] On November 3, 2008, while attending a Barack Obama rally in Jacksonville, Corrine Brown was interviewed by two college journalists about her comments concerning George W. Bush, and whether he should be impeached.

Corrine Brown had no comment about her previous statements and was quoted as saying, “it won’t matter soon.”[citation needed]

On June 9, 1998, the Congressional Accountability Project filed an ethics complaint against Brown. The Project called for the U.S. House Committee on Standards of Official Conduct to investigate several violations of House Rule 10.[13] One of the complaints was that Corrine Brown’s daughter Shantrel, a lawyer who worked for the Environmental Protection Agency in Washington, had received a $50,000 Lexus LS 400 automobile as a gift from an agent of a Gambian millionaire named Foutanga Sissoko. Sissoko, a friend of Congresswoman Brown, had been imprisoned in Miami after pleading guilty to charges of bribing a customs officer.

Corrine Brown had worked to secure his release, pressuring U.S. Attorney General Janet Reno to deport Sissoko back to his homeland as an alternative to continued incarceration. The Project held this violated the House gift rule, but Corrine Brown denied she had acted improperly.

The congressional subcommittee investigating Corrine Brown found insufficient evidence to issue a Statement of Alleged Violation, but said Corrine Brown had acted with poor judgment in connection with Sissoko.[5][14]

In June 2007, Citizens for Ethics released a report reporting Corrine Brown’s daughter Shantrel Brown-Fields as a congressional lobbyist; the organization maintains that Congressional relatives working as lobbyists for special interests are a conflict of interest for lawmakers. Brown-Fields is employed by Alcalde & Fayte, with clients including ITERA, Miami-Dade County Commission, and Edward Waters College. In 2006, Corrine Brown’s campaign committee paid her daughter’s husband, Tyree Fields, $5,500 for political consulting work. Rep. Brown has earmarked millions of dollars in federal funding for her daughter’s client Edward Waters College.[15]

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Tommy Emmanuel talks about Ruby’s Eyes, song from his upcoming cd release “Little By Little”. Check out whole interview and more interesting stuff from www.fingerstyleheaven.com

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Because VA Loans are guaranteed by the government’s VA Loan Program, there are a variety of money saving benefits available to home buyers. These include — No down payment, no private mortgage insurance and VA loans offer excellent interest rates to borrowers. Our video shows how specialists at VA Mortgage Center.com help Veterans save money by using these benefits.

Duration : 0:1:46

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http://www.investigativeguy.com/obama-mortgage-mod-program-fails-con-men-get-rich/

http://www.investigativeguy.com/

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Steps to Follow to Get the Home Loans for People with Bad Credit

Owning a home is something that is very essential for everyone.

It is like a dream come true especially for them who have difficulties in financial life when their hope to have a home can come into realization.

We must admit that even for them whose financial is in the average, they still need to have support to get the home.

Sometimes, no matter how hard we work, we still in distance with our hope to have the place that we can call our own from the money we get from our profession.

It takes a lot of time to make it.

However, with the support such as the home loans, we can get the result in short term though we still need to give contribution to the person or company …

who support us with the home loans for people with bad credit.

Even when we are ready to get such support, there are some situations that can give us more challenging process.

For example if we have bad credit, it is getting harder to have the home loans for people with bad credit.

So, we need to find the way in order to get the home loans for people with bad credit.

How can we get the home loans for people with bad credit?

First, you must look for the lenders who are willing to give home loans for people with bad credit.

In this stage, you have to be certain that you have all the basic documents required to get the home loans for people with bad credit.

Moreover, you will also need to convince the lender that you are able to repay the home loans for people with bad credit by showing your adequate income.

Then, you need to go to as many lenders that you can get information to make comparison on the best offer.

To learn more about home loans for people with bad credit, please visit :
Consolidating-Loans.com

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Jan. 11 – Bank of America’s plan to buy battered home lender Countrywide Financial could prevent the credit crisis from getting worse. The elimination of the possibility that Countrywide, America’s largest independent home loan company, could go bankrupt and flood an already stressed market with more loans, “takes out a major point of uncertainty in the industry”, one analyst told Reuters.

Conway Gittens reports from New York.

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